Trusted Mortgage Advice | Neil Soundy Financial Services - BUT TO LET MORTGAGES IN CARDIFF - IMPROVED LENDING CRITERIA FROM BM


BM Solutions the buy to let lending arm of the Halifax have now improved their lending criteria. Previously you had to evidence a minimum income of £25,000. This condition has now been removed and no minimum income is required. Your income will still need to be declared on the application.

The benefits of BM as a buy to let lender are:

Very quick to offer

Up to 5 tenants on one AST

Rental calculation is 125% at a notional rate of 5%


Other lenders have different lending criteria.

The Mortgage Works do not have a minimum income requirement and no income is stated on the application.

Contact us today for a free no obligation initial discussion or meeting


Why use Neil Soundy Financial Services for your mortgage advice in Cardiff.

We offer at least twice the choice of mortgages compared to a standard mortgage broker. View the video on our homepage that explains how we are different.

We will give you independent impartial advice on every mortgage from every lender.


Neil Soundy Financial Services Ltd is an appointed representative of HL Partnership Ltd which is authorised and regulated by the Financial Services Authority.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

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We can discuss your current situation and the options available to you before arranging a free no-obligation meeting.

Neil Soundy Financial Services Ltd
66 Albany Road, Cardiff CF24 3RR

Tel: 02921 159 466 | 020 3011 0662

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