Trusted Mortgage Advice | Neil Soundy Financial Services - FIRT TIME LANDLORDS - BUY TO LET MORTGAGE OPTIONS

FIRT TIME LANDLORDS - BUY TO LET MORTGAGE OPTIONS

There is a limited choice of lenders who accept first time landlords.

Currently NatWest, Hinckley & Rugby, Kent Reliance, The Mortgage Works, Virgin Money, Leeds Building Society and Monmouthshire Building Society are open to first time landlords.

There can be different lending criteria between experienced and first time landlords with the same lender. An example of this is the Mortgage Works.

 

First Time Landlord                                                         Experienced Landlord

Evidence of deposit (all applications)                    Evidence of deposit (maybe required)

Evidence of personal income                                     No evidence of personal required or stated

Max borrowing 4.25 x applicant’s income             Requirement does not apply

Term to age 75                                                                  Term to age 90

 

As lending criteria and rates are changing on almost a daily basis I recommend you contact me for a free with no obligation discussion or meeting to review your options.

 

Why use Neil Soundy Financial Services for your mortgage advice.

We will give you impartial advice.

See our client reviews regarding our advice and service

First discussion or meeting is free with no commitment

 How much will it cost me for your advice?

A fee of £345. Payable at the completion of the mortgage and Neil Soundy Financial Services Ltd will keep the commission received from the lender or agents for arranging the mortgage.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

Neil Soundy Financial Services Ltd is an appointed representative of HL Partnership Ltd which is authorised and regulated by the Financial 

  

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Neil Soundy Financial Services Ltd is an appointed representative of HL Partnership Ltd which is authorised and regulated by the Financial Services Authority

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

Request Call Back

We can discuss your current situation and the options available to you before arranging a free no-obligation meeting.

Neil Soundy Financial Services Ltd
66 Albany Road, Cardiff CF24 3RR

Tel: 02921 159 466 | 020 3011 0662

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