Neil Soundy Financial Services - Blog

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Can I Rent Out My House and Buy Another?

08
May

Can I Rent Out My House and Buy Another?

Can I rent out my house and buy another? is now a difficult question to answer. With the increased stamp duty when an existing main residence is retained...

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Day 1 Remortgages for Residential, Personal, Ltd Company & Spv Buy to Let

24
Jul

Day 1 Remortgages for Residential, Personal, Ltd Company & Spv Buy to Let

The majority of lenders require you to have owned a property for 6 months before they will accept a remortgage application. The length of ownership is...

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AIRBNB and Short-Term Let Mortgages - Personal - Limited Company - SPV

12
Jul

AIRBNB and Short-Term Let Mortgages - Personal - Limited Company - SPV

The Buy-to-Let market is changing. Personal Buy-to-Lets are becoming less viable due to the introduction of harsher taxation from April 2017.

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The Mortgage Works (TMW) Now Offering Limited Company/SPV Mortgages

05
Jul

The Mortgage Works (TMW) Now Offering Limited Company/SPV Mortgages

Times are changing on Limited Company/Special Purpose Vehicle (SPV) mortgage lending.  Until now Ltd Co/SPV mortgages were only available from specialist...

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 PRA 2 Changes to Portfolio Landlords

04
Aug

PRA 2 Changes to Portfolio Landlords

From the 30th September 2017, the Prudential Regulation Authority (PRA) will introduce stricter underwriting of buy to let mortgages. This is in addition...

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IT Contractor Mortgages - Who Are The Best Lenders?

07
Feb

IT Contractor Mortgages - Who Are The Best Lenders?

In order to obtain a mortgage everybody will need to prove their income. The majority of applicants will have to evidence their income with payslips if...

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