Trusted Mortgage Advice | Neil Soundy Financial Services - MORTGAGE TRUST - NEW BUY TO LET MORTGAGE RATES


Mortgage Trust is a subsidiary of Paragon Mortgages. They are being promoted as providing straightforward buy to let products aimed at smaller scale landlords.


Maximum of 5 properties with a £1 million limit.

Rental coverage of 125% at 5% or charging rate if higher.

Minimum income of £25,000. (This cannot include property rental income)

Minimum value of property £75,000

Minimum value of mortgage £30,000

Initial variable rates are linked to LIBOR

Standard Variable Rate currently 5.10%


They have a competitive two year tracker at 2.99% (APR 5.30%) with a 2.25% arrangement fee.


There is not a lot to differentiate Mortgage Trust for the majority of other Buy to Let lenders with their criteria. 


Still a popular lender with experienced landlords is The Mortgage Works as they still do not require disclosure of personal income and will lend up to age 90. The rates are not always the most competitive.


Why use Neil Soundy Financial Services for your mortgage advice in Cardiff.

We are different.

We offer at least twice the choice of mortgages compared to a standard broker.

View the video on our homepage that explains how mortgage advice has changed.

Your initial consultation is free with no obligation.


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Neil Soundy Financial Services Ltd is an appointed representative of HL Partnership Ltd which is authorised and regulated by the Financial Services Authority

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

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Neil Soundy Financial Services Ltd
66 Albany Road, Cardiff CF24 3RR

Tel: 02921 159 466 | 020 3011 0662

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