Blog

24
Jul

Day 1 Remortgages for Residential, Personal, Ltd Company & Spv Buy to Let

The majority of lenders require you to have owned a property for 6 months before they will accept a remortgage application. The length of ownership is...

05
Jul

The Mortgage Works (TMW) Now Offering Limited Company/SPV Mortgages

Times are changing on Limited Company/Special Purpose Vehicle (SPV) mortgage lending. Until now Ltd Co/SPV mortgages were only available from specialist...

04
Aug

PRA 2 Changes to Portfolio Landlords

From the 30th September 2017, the Prudential Regulation Authority (PRA) will introduce stricter underwriting of buy to let mortgages. This is in addition...

07
Feb

IT Contractor Mortgages – Who Are The Best Lenders?

In order to obtain a mortgage everybody will need to prove their income. The majority of applicants will have to evidence their income with payslips if...

16
Jan

Limited Company / SPV Mortgage With Cashback to Pay Stamp Duty

The introduction of the 3% stamp duty on Buy to Let purchases has forced many landlords to defer new purchases until additional funds can be sourced via...

12
Jan

Ex-Pat Limited Company Buy To Lets / Special Purpose Vehicle (SPV) Mortgages

The rental landscape for landlords in the UK is now changing due to two factors:

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Latest Blog Post

06
May

Special Purpose Vehicle (SPV) Mortgages for Landlords – New 1

A Special Purpose Vehicle (SPV) is set up to be a tax-efficient way for landlords holding a portfolio of buy-to-let properties. The term SPV is a mortgage...