I would seriously consider remortgaging if you are on a standard variable rate with the following lenders.
Britannia @ 4.74%
Principality @ 4.99%
Coventry @ 4.74%
Chelsea @ 5.69%
Yorkshire B/S @ 4.99%
Santander @ 4.74%.
N/Rock @ 4.79%
Monmouthshire B/S @ 4.99%.
The Nottingham on an eye watering 6.14%.
There are great rates out there especially on 5 year fixed. Most lenders will also offer free valuation and cover your legal costs.
Why use Neil Soundy Financial Services for your mortgage advice in Cardiff.
We are different.
We offer at least twice the choice of mortgages compared to a standard broker.
View the video on our homepage that explains how mortgage advice has changed.
We will give you expert impartial advice.
Contact us today for a free no obligation initial discussion or meeting.
View the video on our homepage that explains how we can offer at least twice the choice of mortgages compared to a standard mortgage broker.
How Much Will It Cost Me For Your Advice?
A fee of £495 is payable on completion of the mortgage and Neil Soundy Financial Services Ltd will keep the commission received from the lender for arranging the mortgage.
Neil Soundy Financial Services Ltd is an appointed representative of HL Partnership Ltd which is authorised and regulated by the Financial Services Authority.
The Financial Conduct Authority does not regulate some forms of buy-to-lets.
We do not give or imply legal or taxation advice. We recommend you contact a solicitor or accountant for advice in these areas.
Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on your mortgage.
Giving local mortgage advice to all of Cardiff including, Pontprennau, Cathays, Roath, Cyncoed, Lisvane, Radyr, Lakeside, Whitchurch, Heath etc.
Useful link : https://www.moneyadviceservice.org.uk/en/articles/choosing-a-mortgage-shop-around-or-get-advice
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We can discuss your current situation and the options available to you before arranging a free no-obligation meeting.