Blog

29
Nov

Trusted Mortgage Advice | Neil Soundy Financial Services – IS IT THE RIGHT TIME TO HAVE A 5 YEAR FIXED MORTGAGE?

The rates on fixed rate mortgages have dropped to an all time low. This is due in part because of The Funding for Lending Scheme introduced by the Government....

23
Nov

Trusted Mortgage Advice | Neil Soundy Financial Services – CAN I OBTAIN A MORTGAGE WHERE THE DEPOSIT IS GIFTED?

Since Halifax withdrew their scheme where vendors could pay deposits to their purchasers it has become more diffcult for first time buyer to get on the...

27
Oct

Trusted Mortgage Advice | Neil Soundy Financial Services – INTEREST ONLY MORTGAGE. WHAT ARE MY OPTIONS?

The confirmation of tougher scrutiny on interest only mortgages was announced by the FSA on the 25/10/2012. The lenders have already changed their lending...

18
Oct

Trusted Mortgage Advice | Neil Soundy Financial Services – PERSIMMON HOMES WITH 999 YEAR LEASES, DECLINED MORTGAGES BY NATIONWIDE

Persimmon Homes are now selling houses in some areas on a long lease of 999 years. The issue is that the ground rent is escalating and reviewed every five...

15
Oct

Trusted Mortgage Advice | Neil Soundy Financial Services – CAN I AFFORD A MORTGAGE? BATH BUILDING SOCIETY

Bath Building Society has recently launched a mortgage scheme that takes into account the income generated from renting a room in the property to increase...

11
Oct

Trusted Mortgage Advice | Neil Soundy Financial Services – LOWEST PRICED LIFE COVER

A mortgage is probably the biggest financial commitment you’re ever likely to make.

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Latest Blog Post

26
Apr

AIRBNB and Short-Term Let Mortgages – Personal – Limited Company – SPV

Landlords are now letting their properties via AIRBNB and short-term lets because of the higher rental returns they offer. Short-term lets allow landlords...